Rental Investing in Kotka, Kymenlaakso
2026 Market Data & Investment Analysis
Gross Yield
6.7%
Annual rent / price
Median Home Price
€90,000
As of 2026-Q1
Median Monthly Rent
€500
Per month
Population
52,000
-3.5% / yr (5y avg)
Calculate Your Return in Kotka
Pre-filled with Kotka's median values. Adjust to match your specific property.
Property Details
Total acquisition cost before taxes
HOA, insurance, property management
% of time the property is empty
% of purchase price (e.g. 2% = 2)
Rule of thumb: 1% of purchase price/yr
Results
Gross Rental Yield
6.67%
Net Rental Yield
2.67%
Cap Rate
2.67%
Monthly Cash Flow
€200.00
Annual Cash Flow
€2,400.00
Market Overview
Median Home Price — 5-Year Trend
Median Monthly Rent — 5-Year Trend
Kotka provides solid rental yields of 6.7%, in line with healthy investment market benchmarks.
Declining population of 3.5% per year may pose risks to long-term rental demand. Investors should focus on established neighborhoods with stable tenant bases.
The vacancy rate of 7.5% is healthy, indicating strong rental demand and limited downtime between tenants.
Investment Profile
Kotka is a cash flow-focused market where high rental yields can generate strong monthly income. Lower population growth means price appreciation may be limited, making this primarily an income play.
✓ Strengths
- •High gross yield of 6.7% supports strong monthly cash flow
- •Lower entry prices relative to rents reduce upfront capital needed
- •Income-driven returns are less dependent on market timing
! Risks
- •Limited price appreciation potential reduces total return
- •Declining population may increase vacancy risk over time
Key Metrics
How Kotka Compares
Kotka vs Kouvola: 0.1 percentage point difference in gross yield.
| City | Median Price | Median Rent | Gross Yield | Pop. Growth |
|---|---|---|---|---|
| Kouvola, Kymenlaakso | €95,000 | €520 | 6.6% | -3.2% |
| Lappeenranta, Etelä-Karjala | €120,000 | €570 | 5.7% | -0.5% |
| Porvoo, Uusimaa | €200,000 | €760 | 4.6% | +1.2% |
| Lahti, Päijät-Häme | €140,000 | €620 | 5.3% | -0.8% |
| Mikkeli, Etelä-Savo | €105,000 | €530 | 6.1% | -2.1% |
Frequently Asked Questions
Is rental investing profitable in Kotka?▾
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How does Kotka compare to Kouvola for investors?▾
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Data source: Tilastokeskus / ARA. Last updated: 2026-Q1. This information is for educational purposes only and does not constitute investment advice.