Rental Investing in Mikkeli, Etelä-Savo

2026 Market Data & Investment Analysis

Gross Yield

6.1%

Annual rent / price

Median Home Price

€105,000

As of 2026-Q1

Median Monthly Rent

€530

Per month

Population

53,000

-2.1% / yr (5y avg)

Calculate Your Return in Mikkeli

Pre-filled with Mikkeli's median values. Adjust to match your specific property.

Property Details

Total acquisition cost before taxes

HOA, insurance, property management

%

% of time the property is empty

%

% of purchase price (e.g. 2% = 2)

% of price

Rule of thumb: 1% of purchase price/yr

Results

Gross Rental Yield

6.06%

Net Rental Yield

2.47%

Cap Rate

2.47%

Monthly Cash Flow

€216.00

Annual Cash Flow

€2,592.00

> 6% — Excellent4–6% — Good< 4% — Low

Market Overview

Median Home Price — 5-Year Trend

2022
€118,000
2023
€103,000
2024
€97,000
2025
€101,000
2026
€105,000

Median Monthly Rent — 5-Year Trend

2022
€490
2023
€501
2024
€513
2025
€522
2026
€530

Mikkeli provides solid rental yields of 6.1%, in line with healthy investment market benchmarks.

Declining population of 2.1% per year may pose risks to long-term rental demand. Investors should focus on established neighborhoods with stable tenant bases.

The vacancy rate of 5.8% is healthy, indicating strong rental demand and limited downtime between tenants.

Investment Profile

Cash Flow Market

Mikkeli is a cash flow-focused market where high rental yields can generate strong monthly income. Lower population growth means price appreciation may be limited, making this primarily an income play.

Strengths

  • High gross yield of 6.1% supports strong monthly cash flow
  • Lower entry prices relative to rents reduce upfront capital needed
  • Income-driven returns are less dependent on market timing

! Risks

  • Limited price appreciation potential reduces total return
  • Declining population may increase vacancy risk over time

Key Metrics

Gross Yield6.1%
Median Home Price€105,000
Median Monthly Rent€530
Population Growth-2.1% / yr
Vacancy Rate5.8%

How Mikkeli Compares

Mikkeli vs Lahti: 0.8 percentage point difference in gross yield.

CityMedian PriceMedian RentGross YieldPop. Growth
Lahti, Päijät-Häme€140,000€6205.3%-0.8%
Jyväskylä, Keski-Suomi€160,000€6805.1%+3.2%
Kuopio, Pohjois-Savo€150,000€6405.1%+2.1%
Lappeenranta, Etelä-Karjala€120,000€5705.7%-0.5%
Kouvola, Kymenlaakso€95,000€5206.6%-3.2%

Frequently Asked Questions

Is rental investing profitable in Mikkeli?
Yes, Mikkeli offers a gross rental yield of 6.1%, which is above the national average of around 5–6%. With a median home price of €105,000 and median monthly rent of €530, the numbers support profitable rental investing — though your specific results depend on financing terms, expenses, and property management.
What is the average rental yield in Mikkeli?
The average gross rental yield in Mikkeli is approximately 6.1%, based on a median home price of €105,000 and median monthly rent of €530 (as of 2026-Q1). Net yield, which accounts for vacancy, expenses, and maintenance, is typically 2–3 percentage points lower.
How does Mikkeli compare to Lahti for investors?
Mikkeli has a gross yield of 6.1% compared to 5.3% in Lahti, a difference of 0.8 percentage points. Mikkeli offers higher current income potential, making it more attractive for cash flow-focused investors.

Ready to Analyse a Specific Property in Mikkeli?

Use our free rental yield calculator to model any property — not just the median.

Data source: Tilastokeskus / ARA. Last updated: 2026-Q1. This information is for educational purposes only and does not constitute investment advice.