Rental Investing in St. Louis, MO

2026 Market Data & Investment Analysis

Gross Yield

7.5%

Annual rent / price

Median Home Price

$175,000

As of 2026-Q1

Median Monthly Rent

$1,100

Per month

Population

286,578

-0.8% / yr (5y avg)

Calculate Your Return in St. Louis

Pre-filled with St. Louis's median values. Adjust to match your specific property.

Property Details

$

Total acquisition cost before taxes

$
$

HOA, insurance, property management

%

% of time the property is empty

%

% of purchase price (e.g. 2% = 2)

% of price

Rule of thumb: 1% of purchase price/yr

Results

Gross Rental Yield

7.54%

Net Rental Yield

4.79%

Cap Rate

4.79%

Monthly Cash Flow

$699.17

Annual Cash Flow

$8,390.00

> 6% — Excellent4–6% — Good< 4% — Low

Market Overview

Median Home Price — 5-Year Trend

2021
$155,000
2022
$192,000
2023
$180,000
2024
$177,000
2025
$175,000

Median Monthly Rent — 5-Year Trend

2021
$950
2022
$1,070
2023
$1,100
2024
$1,102
2025
$1,100

St. Louis offers significantly above-average rental yields of 7.5%, making it an attractive market for income-focused investors.

Declining population of 0.8% per year may pose risks to long-term rental demand. Investors should focus on established neighborhoods with stable tenant bases.

The vacancy rate of 9.2% is above average, which could impact cash flow consistency. Thorough tenant screening and competitive pricing are important in this market.

Investment Profile

Cash Flow Market

St. Louis is a cash flow-focused market where high rental yields can generate strong monthly income. Lower population growth means price appreciation may be limited, making this primarily an income play.

Strengths

  • High gross yield of 7.5% supports strong monthly cash flow
  • Lower entry prices relative to rents reduce upfront capital needed
  • Income-driven returns are less dependent on market timing

! Risks

  • Limited price appreciation potential reduces total return
  • Declining population may increase vacancy risk over time

Key Metrics

Gross Yield7.5%
Median Home Price$175,000
Median Monthly Rent$1,100
Population Growth-0.8% / yr
Vacancy Rate9.2%

How St. Louis Compares

St. Louis vs Kansas City: 0.7 percentage point difference in gross yield.

CityMedian PriceMedian RentGross YieldPop. Growth
Kansas City, MO$220,000$1,2506.8%+0.5%
Memphis, TN$180,000$1,1007.3%-0.2%
Nashville, TN$420,000$1,7505%+1.3%
Indianapolis, IN$235,000$1,3006.6%+0.8%
Chicago, IL$290,000$1,6006.6%-0.5%

Frequently Asked Questions

Is rental investing profitable in St. Louis?
Yes, St. Louis offers a gross rental yield of 7.5%, which is above the national average of around 5–6%. With a median home price of $175,000 and median monthly rent of $1,100, the numbers support profitable rental investing — though your specific results depend on financing terms, expenses, and property management.
What is the average rental yield in St. Louis?
The average gross rental yield in St. Louis is approximately 7.5%, based on a median home price of $175,000 and median monthly rent of $1,100 (as of 2026-Q1). Net yield, which accounts for vacancy, expenses, and maintenance, is typically 2–3 percentage points lower.
How does St. Louis compare to Kansas City for investors?
St. Louis has a gross yield of 7.5% compared to 6.8% in Kansas City, a difference of 0.7 percentage points. St. Louis offers higher current income potential, making it more attractive for cash flow-focused investors.

Ready to Analyse a Specific Property in St. Louis?

Use our free rental yield calculator to model any property — not just the median.

Data source: Zillow Research / U.S. Census Bureau. Last updated: 2026-Q1. This information is for educational purposes only and does not constitute investment advice.