Rental Investing in Liverpool, England

2026 Market Data & Investment Analysis

Gross Yield

6.4%

Annual rent / price

Median Home Price

£170,000

As of 2026-Q1

Median Monthly Rent

£900

Per month

Population

498,000

+0.2% / yr (5y avg)

Calculate Your Return in Liverpool

Pre-filled with Liverpool's median values. Adjust to match your specific property.

Property Details

£

Total acquisition cost before taxes

£
£

HOA, insurance, property management

%

% of time the property is empty

%

% of purchase price (e.g. 2% = 2)

% of price

Rule of thumb: 1% of purchase price/yr

Results

Gross Rental Yield

6.35%

Net Rental Yield

3.62%

Cap Rate

3.62%

Monthly Cash Flow

£513.33

Annual Cash Flow

£6,160.00

> 6% — Excellent4–6% — Good< 4% — Low

Market Overview

Median Home Price — 5-Year Trend

2021
£145,000
2022
£184,000
2023
£175,000
2024
£172,000
2025
£170,000

Median Monthly Rent — 5-Year Trend

2021
£750
2022
£860
2023
£885
2024
£893
2025
£900

Liverpool provides solid rental yields of 6.4%, in line with healthy investment market benchmarks.

Modest population growth of 0.2% per year indicates a stable but slowly growing rental market.

The vacancy rate of 3.8% is healthy, indicating strong rental demand and limited downtime between tenants.

Investment Profile

Cash Flow Market

Liverpool is a cash flow-focused market where high rental yields can generate strong monthly income. Lower population growth means price appreciation may be limited, making this primarily an income play.

Strengths

  • High gross yield of 6.4% supports strong monthly cash flow
  • Lower entry prices relative to rents reduce upfront capital needed
  • Income-driven returns are less dependent on market timing

! Risks

  • Limited price appreciation potential reduces total return
  • Modest population growth limits long-term demand growth

Key Metrics

Gross Yield6.4%
Median Home Price£170,000
Median Monthly Rent£900
Population Growth+0.2% / yr
Vacancy Rate3.8%

How Liverpool Compares

Liverpool vs Manchester: 0.7 percentage point difference in gross yield.

CityMedian PriceMedian RentGross YieldPop. Growth
Manchester, England£230,000£1,1005.7%+1.1%
Bolton, England£155,000£7806%+0.2%
Birmingham, England£215,000£9805.5%+0.8%
Sheffield, England£195,000£9005.5%+0.4%
Leeds, England£225,000£1,0505.6%+0.7%

Frequently Asked Questions

Is rental investing profitable in Liverpool?
Yes, Liverpool offers a gross rental yield of 6.4%, which is above the national average of around 5–6%. With a median home price of £170,000 and median monthly rent of £900, the numbers support profitable rental investing — though your specific results depend on financing terms, expenses, and property management.
What is the average rental yield in Liverpool?
The average gross rental yield in Liverpool is approximately 6.4%, based on a median home price of £170,000 and median monthly rent of £900 (as of 2026-Q1). Net yield, which accounts for vacancy, expenses, and maintenance, is typically 2–3 percentage points lower.
How does Liverpool compare to Manchester for investors?
Liverpool has a gross yield of 6.4% compared to 5.7% in Manchester, a difference of 0.7 percentage points. Liverpool offers higher current income potential, making it more attractive for cash flow-focused investors.

Ready to Analyse a Specific Property in Liverpool?

Use our free rental yield calculator to model any property — not just the median.

Data source: UK Land Registry / ONS. Last updated: 2026-Q1. This information is for educational purposes only and does not constitute investment advice.